Topic: Analysis of Annual reports for personal purchase
1 . Professional Summary
In this project, I take those role of an investor looking to invest an amount of USD 50, 000 in the capital of a open public limited organization.
To wisely invest, one needs to carry out a thorough comparison study of the annual reports, currency markets performance, media, strategies, perspective of the firms, etc to get to a realization.
I have adopted two firms in the financial sector вЂ“ namely, Amlak Finance PJSC and Tamweel PJSC for this study. At the moment, I i am working in Dubai in the IT sales sector and both these companies are my personal customers and perhaps they are heavily buying IT security. This is the reason for my special interest in looking into these companies.
Both Amlak and Tamweel are leading financial businesses in the UAE, especially prominent in real estate finance. There exists a lot of competition between these companies and also they are both listed in the stock market. One more for my own interest in investing in these businesses is that the Dubai real estate market happens to be booming. Individuals have started to make investments heavily in the properties sector of Dubai and there is even more demand than supply. " Property prices in Dubai look started rise between 5% and 10% the coming year, according into a new record, as gaps in housing projects means pent up require remains unfulfilled. Prices will peak in the second 50 % of 2008вЂќ
I have studied the gross annual reports of both Amlak Finance and Tamweel extensively for the past a couple of years вЂ“ (2007 & 2006). I understand the two companies are displaying signs of confident growth. I have relied about ratio analysis to compute and understand the numbers, concurrently I have looked over the eyesight and quest of these businesses, the leadership and administration initiatives for the future to come to a conclusion.
From my own study, I possess eventually discovered that the two Amlak Financing and Tamweel are running in profit but have their own benefits and drawbacks, I have decided to split my investment of USD 50, 000 amidst both these businesses as I think that this would decrease my risk at the same time, increase my return on investment.
I see that since 2007, Tamweel is more promising than Amlak. However , industry price of Amlak's stocks and shares is cheaper. As a result, I have made a decision to invest CHF 20, 95 in Amlak Finance and USD 30, 100 in Tamweel.
I have validated my decision on the basis on the next:
1 . Signs of future development as received through rate analysis. 2 . Company overall performance and development rate till date.
three or more. The profitability with the company every year (Net revenue or loss) 4. The creditor's and the debtor's position.
5. Exactely current assets to that of the liabilities
6. The earnings every share
7. Weather the organization is working on financial loans from financial institutions or whether it be working on it's own capital. 8. Perspective and technique of the supervision.
9. Current growth of the house market in Dubai.
15. Future expansion plans intended for the property market in Syria.
11. Company acquisitions and growth strategiesвЂ¦ etc mention just a few.
Table of Contents
1 . Executive Summary1
2 . Examination of the economic posture and annual reports4
3. Proportion Analysis11
some. Analysis of tabulated results and other observations14
5. Synopsis / Conclusion15
6. Recommendations & Bibliography16
While an investor, I possess obtained the annual reports of both Amlak Fund and Tamweel. They are publically available on the Internet. I would really like to give a brief on the Gross annual reports of both these businesses. 2 . Analysis of the financial posture and annual reports
Amlak Fund started is actually operations in 2003 and it has had a consistent track record of growth and expansion. We still do not forget that when I arrived at Dubai in 2005, we were holding a small corporation with about 70 personnel and they acquired only one...
References: 16. sixteen Irishon, J. (2008) вЂTamweel poised to double the profits' ArabianBusiness. com, summer August 08 [Online] Offered from: < http://www.arabianbusiness.com/526860-tamwell-poised-to-double-its-profits > [Accessed 12th Sept. 2010 2008]